Motorcycle Insurance
Motorcycle Insurance Quote Forms
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Motorcycle Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Motorcycle Insurance Information
Motorcycle Insurance in Zanesville, OH
Motorcycle insurance is essential for riders, providing financial protection and peace of mind on the open road. Given the vulnerability of motorcycles on the road, investing in a robust insurance policy is not only a legal requirement in many places but also an intelligent and responsible choice to ensure riders can navigate the exhilarating freedom of the open ride with confidence and financial protection.
What Types of Coverage Are Typically Included in a Motorcycle Insurance Policy?
A standard motorcycle insurance policy typically includes the following coverages:
- Bodily injury liability insurance may help cover medical expenses and related costs if you’re at fault for injuring someone else in an accident.
- Property damage liability can help pay for damage to someone else’s property caused by your motorcycle.
- Collision coverage can cover repairing or replacing your motorcycle if it is damaged in a collision, regardless of fault.
- Comprehensive motorcycle insurance can protect against noncollision incidents, such as theft, vandalism, natural disasters or animal collisions.
- Uninsured/underinsured motorist coverage can assist in covering your medical costs, lost income and damages in the event of an accident with a driver who lacks insurance or possesses insufficient coverage.
Can Motorcycle Insurance Cover Liability Claims If I Cause an Accident?
Motorcycle insurance typically includes liability coverage, which helps cover costs if you are found responsible for an accident resulting in injuries or property damage to others. It is a fundamental element of motorcycle insurance and is mandatory in most locations.
Can I Add Additional Coverage, Such as Accessories or Aftermarket Parts, to My Motorcycle Insurance Policy?
Many motorcycle insurance policies allow you to add coverage for accessories or aftermarket parts. These added components, such as custom paint jobs, upgraded exhaust systems, saddlebags or other modifications, are often considered nonfactory or custom parts. Standard motorcycle insurance may not automatically cover the total value of these additions, so adding extra coverage can help protect your investment. Contact Boyer Insurance in Zanesville, Ohio, for customized motorcycle insurance coverage.
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