Renters Insurance

Renters insurance is essential for anyone renting a home or apartment in Columbus, Coshocton, Newark, Zanesville, OH. While your landlord’s insurance likely covers the building, it does not protect your personal belongings or provide liability coverage. Without renters insurance, you could face significant financial loss due to theft, fire or other unexpected events.

At Boyer Insurance LLC, we are a trusted provider of renters insurance. With our knowledge, we can offer personalized service and robust coverage options to meet your needs.

What Does This Cover?

Renters insurance typically covers several key areas:

• Personal property—This can include coverage for your belongings, such as furniture, electronics, clothing and other personal items, against risks such as fire, theft, vandalism and certain types of water damage.
• Liability protection—This may help protect you if someone is injured while in your rental property or if you accidentally cause damage to someone else’s property. It may cover legal fees and medical expenses.
• Additional living expenses—This coverage can help pay for temporary housing, meals and other living expenses if your rental becomes uninhabitable due to a covered event.
• Medical payments—This can cover medical expenses for guests who are injured on your property, regardless of fault

How Does It Work?

Renters insurance works by providing financial reimbursement for covered losses. When a covered event occurs, you file a claim with your insurance company. The insurer will assess the claim and, if approved, reimburse you for the loss, up to your policy’s limits, minus any deductible. This process may help you replace or repair your belongings without bearing the entire financial burden.

Where to Get Renters Insurance

For residents of Columbus, Coshocton, Newark, Zanesville, OH, Boyer Insurance LLC is a trusted insurance partner. Our agents are here to help you find the right renters insurance policy to protect your belongings. Contact us today to explore your options and safeguard your financial future.