July 1, 2024
AgencyWhy It Helps to Have Commercial Umbrella Insurance
All businesses that work with customers must have liability insurance. It’s there to help you if your mistakes ever cause harm to someone else. However, liability insurance does have limits to what it will pay for claims. As a result, you could face a scenario where a claim exceeds your policy limits. No one wants […]
December 30, 2023
Agency5 Reasons You Need Surety Bonds for Your Business
Surety bonds provide a wide range of support for business owners. While they may seem like just another expense to some small business owners, they actually provide a number of key benefits like providing customers with a sense of confidence in the bonded company. If you are on the verge of starting a business or […]
November 27, 2023
AgencyCyber Liability Insurance 101
As you looked at that title, did you think, “There is no way I need this type of insurance?” After all, you aren’t in the medical field or another field that keeps private information. Or are you? Ask yourself these questions: Do you store non-public information about employees? That includes social security numbers and job […]
September 26, 2023
AgencyWhy Does Your Business Need General Liability Insurance?
You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or […]
August 29, 2023
AgencyHow Contractors Can Reduce Theft Claims
While it is great to have a business owner’s policy (BOP) to protect your company against loss, it is just as vital to take steps on your own to prevent a claim. These four methods are a great way to ensure tools and supplies don’t mysteriously disappear without your knowledge. Here are a few tips […]
July 17, 2023
AgencyThe BOP Insurance Advantages You Might Not Have Known About
Your business’s success depends on hard work. Understandably, nothing should stall that hard work. A single disaster, however, can wipe out all of your efforts. To protect your profits, you’ll need a well-rounded business insurance policy. A Business Owners Policy, or BOP, can protect your workplace. If you haven’t heard about the great benefits a […]
June 1, 2023
AgencyWhat is Employee Practices Liability Insurance?
As a business owner, you know that workplace discrimination is against the law and you actively do your best to eliminate these incidents and other employment-related accusations within your business. But even with the best intentions, you can’t be everywhere at all times. Across the United States, approximately three out of five businesses have been […]
November 10, 2022
AgencyEnhancing a BOP with Umbrella Insurance
All businesses need to carry commercial insurance. Coverage can help you clean up following accidents on the property. Still, how do you know you have the appropriate protection? At times, certain accidents might bring ramifications for which you don’t have coverage. Let’s explore one of the ways you can get extra protection with umbrella insurance. […]
May 10, 2022
AgencyAvoiding Material Theft on Construction Sites
Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. This […]