Renters Insurance

Renters insurance can help you protect your belongings and liabilities if you live in a rented apartment, house or condo. Both property and liability are covered under a renters insurance policy. If you or another individual cause an injury on your property or someone gets injured while visiting your home, renters insurance can help provide coverage. Our agents at Boyer Insurance, LLC are here to help you sort through your coverage options.  

What Does Renters Insurance Cover? 

Your renters insurance coverage will vary depending on the specific policy you purchase. Most renters insurance policies provide property and liability coverages.  

Property Protection 

Unlike homeowners insurance, which provides property protection for your dwelling and belongings, renters insurance typically only covers your belongings. Tenants insurance helps protect your possessions against damage from fire, smoke, lightning, vandalism, theft and water damage to name a few —but not flooding. Depending on your policy, it can extend beyond on-premise theft and hazards, covering property stolen from your car or lost or damaged anywhere you happen to be. 

Liability Protection 

Renters insurance also helps protect you if you are responsible for injury or property damage to others. Liability also covers legal defense costs and judgments in a lawsuit, whether the incident occurred within your rented residence or elsewhere. 

How Much Does Renters Insurance Cost? 

Renters insurance is relatively affordable. The value of your belongings may influence your policy premium, your credit score, your location and your claims history. Talk to a Boyer Insurance, LLC team member to get a policy quote today.  

Get Started with Renters Insurance 

At Boyer Insurance, LLC, we want to help keep your home safe even if you’re renting yours. Reach out to an agent to get started with renters insurance or for more questions about your policy options.